Spending/Distribution Phase

We have reached the finish line. This is when we can finally live off the hard work, we put in all this time. This is one of the easiest planning processes because we do not have the complexities that come with earned income and taxes. We are strategizing how to make your money last for the rest of your life by looking at your social security, your investments, pensions, rental income, etc. Once we understand where our money is coming from, we can look at how much we can safely spend. If that number is close to what you were spending before retirement than we are all set!

Where we focus here is avoiding any risky mistakes or severe losses. Understanding potential medical needs. And organizing your estate to avoid costly mistakes like probate. Some amazingly simple steps can save you and your loved one’s tens of thousands of dollars.